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Terms of Use

(Last Updated: January 27, 2016)

HealthPlanSenior.org provides insightful content and resources for Medicare recipients and individuals entering Medicare eligibility. If you decide that you are interested in applying for a Medicare supplement (Medigap), Medicare Advantage (Medicare Part C), or Prescription Drug Plan (Medicare Part D), then we will match you with one or more licensed agents in your area. We are not an insurance company or medical provider. By visiting, using and/or submitting information on this website, you agree to these Terms of Use. You also agree that you will not use our website for any purpose that is unlawful, illegal, or in violation of these Terms of Use. You also agree to our Privacy Policy, which explains how we use your personal information.

Compliance with this Agreement

You represent that you have the capacity to be bound by this Agreement, or if you are acting on behalf of a company or to her entity, you have the authority to bind such company or entity. We may revise the Terms of Use, from time to time. By continuing to use this website, you are agreeing to the updated Terms of Use.

Not Intended for Minors

This website is intended to be used by adults only and is not directed to minors. As stated in our Privacy Policy, we do not knowingly collect personally identifiable information on anyone under the age of 18 and you should not provide us with any information regarding any individual under the age of 18.

Access and Use of the Site

Your right to access and use this website is personal to you and is not transferable by you to any other person or entity. You are only entitled to access and use this website for lawful purposes and pursuant to the terms and conditions of this Agreement and the Privacy Policy.

Your access and use of this website may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of the Site or other actions that we, in our sole discretion, may elect to take. We reserve the right to suspend or discontinue the availability of this website and/or any portion or feature of this website at any time in its sole discretion and without prior notice.

Any action by you that, in our sole discretion: (i) violates the terms and conditions of this Agreement and/or the Privacy Policy; (ii) restricts, inhibits or prevents any access, use or enjoyment of the Site; or (iii) through the use of this website, defames, abuses, harasses, offends or threatens, shall not be permitted, and may result in your loss of the right to access and use this website. You shall not metatag, provide links to or frame the Site without our prior express written permission.

Our Intellectual Property Rights

We own our website, information concerning us, and our services. This includes, without limitation, text, images, software, graphics, button icons, audio and video clips, digital downloads, data compilations, logos and information that appears on our website or are part of our services. We also own all copyrights, trademarks, service marks, and trade names related to us. You may not use the Proprietary Marks without our prior express written permission, which permission may be withheld in our sole discretion. HealthPlanSenior.org makes no proprietary claim to any third-party names, trademarks or service marks appearing on this website. Any third-party names, trademarks, and service marks are property of their respective owners. The information, advice, data, software and content viewable on, contained in, or downloadable from this website (collectively, the “Content”), including, without limitation, all text, graphics, charts, pictures, photographs, images, line art, icons and renditions, are copyrighted by, or otherwise licensed to, us or our Content suppliers.

If you submit Content to us, then you are legally representing that you have the right to do so. If you do not have permission, do not share information that is confidential or proprietary. By sending us your comments, you are granting us ownership to those materials, even if they include ideas to improve our site. We can share those ideas without your consent, we do not have to pay you for them, and we may already be considering them. If you prefer to retain your rights, please do not submit your material.

Termination of Agreement

Either of us can end this Agreement at any time. We may terminate your access to our site and services for any reason without prior notice. You can terminate by cancelling your account, unsubscribing to our emails, and stopping your use of our site. We will respect your request. Any provisions of these Terms of Use that would logically apply after termination, such as (but not limited to) Content Ownership and Disputes, will survive.

Disclaimer of Warranty and Limitation of Liability

YOU EXPRESSLY AGREE THAT USE OF OUR SITE IS AT YOUR SOLE RISK. THE MATERIAL PROVIDED ON THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF TITLE, NONINFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE WEBSITE, ANY USE OF THE WEBSITE AND ANY WEBSITE TO WHICH THE WEBSITE IS LINKED. WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF WE ARE MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES. WE DO NOT WARRANT THAT THE MATERIAL ON THE WEBSITE IS COMPLETE OR ACCURATE, THAT USE OF THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE, OR THAT THIS WEBSITE OR SERVER OR ANY MATERIAL ON THIS WEBSITE IS FREE OF DISABLING DEVICES.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

If you have questions, comments, concerns or feedback regarding this Agreement or the website, please contact HealthPlanSenior.org via email:support@healthplansenior.org or at the following mailing address: 1997 Annapolis Exchange Pkwy, Annapolis, MD 21401.