Medicare Part A also referred to as Hospital Insurance covers an inpatient hospital visit, skilled nursing facility stay, home health care and hospice care.
Medicare Part A (Hospital Insurance) covers the following services:
- Inpatient hospital visits
- Inpatient visits at a skilled nursing facility
- Hospice stays
- Home health care
You will not pay a monthly premium for Part A coverage if you or your spouse paid Medicare taxes while working.
For those who are not eligible for premium-free Medicare Part A, the cost in (2017) is up to $413 per month.
If you are approaching age 65 and not receiving Social Security or Railroad Retirement Board (RRB) benefits you will need to sign up to receive Medicare Part A and/or Part B
You should contact Social Security three months before turning 65.
Here are circumstances where you automatically qualify for Medicare Part A:
- If you already receive benefits from Social Security or the Railroad Retirement Board (RRB).
- If you are under 65 and have a disability
- If you have ALS (Amyotrophic Lateral Sclerosis, also referred to as Lou Gehrig’s disease).
- If you live in Puerto Rico and receive benefits from Social Security or the RRB.
If you qualify to automatically receive Medicare you will receive a red, white and blue Medicare card in the mail three months before you turn 65.
Keep in mind that in most instances, if you do not sign up for Part A coverage and Part B when you are first eligible, you may be subject to a late enrollment penalty
Here are a few ways to sign up for Medicare Part A coverage: