“It is time that we provide clarity for our seniors, informing them of the services available that will lower the costs of their prescription drugs and strengthen the overall integrity of the Medicare entitlement.”

– Olympia Snowe, U.S. Senator from Maine.

It is projected that the average 65-year old will spend approximately $197,477 on healthcare throughout the remainder of their lifetime ($394,954 for a couple). This includes prescription drug, dental, vision, co-pays, supplemental insurance premiums and all out-of-pocket costs. The cost of healthcare has taken center stage in the political discourse in America and no one is feeling the pain of high medical expenses more than seniors…and that is why this website was created Read More….

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Are Medicare Advantage Plans Putting You at a Disadvantage?

It’s not possible to have a clear understanding of the pros and cons of Medicare Advantage Plans with out first delving into Original Medicare and how it works. Original Medicare consists of Part A and Part B, often called the...

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helping a sick elder

Understanding the differences between Medicare and Long Term Care Insurance

The older you get, the more you think about the future and what it holds. Today’s Baby Boomer generation, for example, is reaching into their late 70's and soon will be entering their 80's. And, while people are living longer,...

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Medigap vs Medicare Advantage

Medigap vs Medicare Advantage

According to the Kaiser Family Foundation, most Medicare beneficiaries enhance their basic health benefits with some other form of coverage. Many people have access to union, employer-sponsored, or public health insurance. Still, over half of current beneficiaries choose between a...

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